FAQs

It depends on the program. Many programs, especially postgraduate courses, are offered in English. However, for programs taught in Italian, proof of language proficiency (CILS, CELI) is typically required.

Yes, you can apply for a post-study work visa that allows you to stay in Italy after graduation for job searching or working, known as a "Permesso di Soggiorno", which must be applied for before your student visa expires.

Universities typically offer dormitories or can assist with finding private housing. Other options include renting a private apartment or a room in shared student housing. It's recommended to arrange accommodation before arriving in Italy.

Indian students who aspire to study in Italy can obtain education loan for Italy from various providers like Auxilo. These institutions specialize in funding students who choose to pursue higher education overseas, offering specific loans tailored for international studies.

Indian students applying for an Auxilo education loan need a university admission letter from Italy, academic records, proof of identity and residency, financial statements from a guarantor or parent, and sometimes, collateral details.

Indian students should secure confirmed admissions from accredited universities in Italy, provide robust academic and financial documentation, and optionally highlight any scholarships or financial aid they've received to improve their Auxilo education loan application.

Auxilo allows Indian students various repayment strategies, including the option to defer the principal amount until after graduation. The service may offer minimal interest payments while students are still in school to ease financial burdens during their studies in Italy.

Whether collateral is required for an education loan for studying in Italydepends on the loan amount and the financial background of the student or their guarantor. High loan amounts might necessitate collateral, whereas smaller, personal-based loans might not.
How to get a student loan for Italy? To apply for a student loan in Italy students need to check their loan eligibility. Once you have checked your eligibility you need to choose the suitable lender for your abroad education loan.
Who is eligible for an education loan for studying in Italy? To be eligible for an Auxilo education loan for studying in Italy, the applicant must meet certain criteria, which typically include:
Indian Citizenship: The applicant must be an Indian citizen.
Admission Confirmation: The applicant should have secured admission to a recognized university or institution in Italy.
Academic Background: The applicant must have a strong academic record.
Co-Applicant: A co-applicant (usually a parent or guardian) with a stable income source is required.
Course Eligibility: The course should be a recognized one, such as undergraduate, postgraduate, or doctoral programs.
Collateral: Depending on the loan amount, collateral might be required.
Additionally, applicants should provide necessary documentation such as admission letters, academic transcripts, proof of identity, address proof, and income proof of the co-applicant.

You may contact your Customer Experience Manager (CEM) to understand the foreclosure amount, process, and applicable charges, or alternatively raise a request with customer care.

Penalty charges for delayed or missed EMIs are applied as per the terms of your loan agreement. Please refer to your RPS or loan document for detailed information.