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Frequently Asked Questions

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The repayment of the loan has to be done from operative bank account through NACH.

Your credit score gets evaluated based on your: Payment History - Any late payments or bankruptcies could affect your credit score. Amounts Owed - Your debts and credits are evaluated here. If you owe more than your credit limit, it will negatively impact your score. Age of Credit History - Your credit history starts from the first time you start a credit account. A longer credit history will be viewed favourably. New Credit - New credit requests, such as an application for a new credit card can indicate your risk. Multiple credit requests in a short span of time translate to higher risk for lenders. Types of Credit Used - Your credit accounts and the number of instalment-type accounts are checked here. A diverse credit portfolio can benefit your credit score.

Auxilo do not charge any login fees like other NBFCs. However, processing fees will be charged once the case in-principle is sanctioned.

The documents required for an education loan for MBA in India may vary depending on the lender, but generally include:Proof of admission to the MBA program.Proof of identity and address.Income proof of the applicant and/or co-applicant.Collateral documents (if required).Educational qualification certificates.

The placement record of MBA graduates after studying in India varies depending on the institute and the program. However, most top MBA colleges in India have a good placement record, with many of their graduates getting recruited by top companies in India and abroad.

It depends on individual circumstances, but generally, most students prefer to apply for the Fall intake, as it allows them to complete their courses and graduate before the start of the next academic year. Additionally, many universities in the US offer more classes, resources, and activities during the Fall semester than the Spring semester.

Your credit report contains the following information: Personal Details - Here, you'll find your name, address, date of birth, employment information, and PAN. Credit History - All the details about your financial accounts, including the day you opened your account, your credit limit, account balance, and payment history are outlined here. Public Records - Any foreclosures, garnishments, legal suits, and judgments are recorded here. Inquiries - If a creditor has accessed your credit report in the past, it will get recorded in this section.

Your parents, siblings, spouse, parents-in-law, first blood relatives, legal guardians, to name a few.

Pan card & Aadhar for KYC, identity and address verifications, employment credentials like Form 16, ITR as per RBI directives. The banking credentials for underwriting and ENACH setup. The loan sponsor/financial co-applicant consent, KYC, banking details as per the course and product.

The processing time for a student visa for the UK can vary, but it typically takes around 4-6 weeks.

Yes, it is possible to get a job while studying in the UK. However, you must have a valid student visa and be enrolled in a full-time course in order to legally work in the UK. Indian students studying in the UK are allowed to work up to 20 hours per week during term-time and full-time during holidays and vacations. You will need to apply for a National Insurance Number in order to be employed.

Yes, Auxilo offers unsecured education loans without the requirement of collateral. However, the terms and conditions of the loan, including interest rates and repayment terms, may vary depending on the borrower's creditworthiness and financial situation.

You can go back to your form using the same phone number you previously used. You can continue the application from the part where you left.

Industry work experience can be a factor in graduate admissions, but it is not necessarily a deciding factor. The admissions committee will consider the entire application package, including academic record, references, and other relevant information. However, applicants with prior work experience in the industry related to their desired program may have an advantage in terms of demonstrating their commitment to the field and their ability to apply their knowledge in practical settings.

Yes, Indian students can get jobs in the US after completing an MS degree. However, it is important to note that the job prospects for international students in the US can be limited due to various factors, such as the student's visa status and the availability of jobs in their field. Therefore, it is important for students to research their options thoroughly and make sure they have a clear plan for their future before pursuing an MS degree.

Yes, Auxilo offers Education Loan Re-Finance options at a competitive pricing and flexible tenures that match your requirements.

Depending on your financial behaviour, an educational loan could improve your credit score. If you pay your EMIs in a timely manner, it could boost your credit rating. But, late payments or defaulting on your loan will negatively impact your score. If you're struggling financially, please talk to your lender and work towards a solution that keeps you, your finances and your credit score intact.

You can work towards building your credit score by improving your debt to credit ratio. You should avoid applying for too many loans within a short span of time as lenders could view that as risky behaviour. Whenever possible, repay your dues on time and you can improve your credit score and report.

You can only avail secured loans from Auxilo.

Collateral may be required for some loan options, but there are also unsecured loan options available where no collateral is required, with us.

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