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Pan card & Aadhar for KYC, identity and address verifications, employment credentials like Form 16, ITR as per RBI directives. The banking credentials for underwriting and ENACH setup. The loan sponsor/financial co-applicant consent, KYC, banking details as per the course and product.

A: Yes, you may require a co-applicant for your loan. The inclusion of a co-applicant provides the lender with an added layer of security and helps mitigate the risk associated with the loan. The lender will typically assess the creditworthiness and financial stability of the co-applicant as part of the loan approval process.

Indian students are able to study a wide range of programs and subjects in universities in the UAE. However, it's worth noting that certain fields of study may be restricted or require additional permits or licenses.

Your parents, siblings, spouse, parents-in-law, first blood relatives, legal guardians, to name a few.

Yes, Auxilo offers Education Loan Re-Finance options at a competitive pricing and flexible tenures that match your requirements.

1. A valid passport and visa: Before you can travel to the U.S. for your studies, you'll need a valid passport and an appropriate student visa. 2. Acceptance to a U.S. college or university: You must be accepted to a college or university in the U.S. to qualify for a student visa. 3. Proof of financial support: You must demonstrate that you have enough money to cover your tuition and living expenses for the duration of your studies. 4. English language proficiency: You must demonstrate that you have a good command of the English language. This can be done by providing a TOEFL score. 5. Documentation of academic credentials: You may need to provide transcripts and diplomas from all schools you have attended, as well as any standardized test scores (such as SAT or GRE scores).

Yes, scholarships are available for Indian students studying in the UAE. Some universities in the UAE offer merit-based scholarships while others offer need-based scholarships. It's best to check with the universities directly to find out more about available scholarships.

Your parents, siblings, spouse, parents-in-law, first blood relatives, legal guardians, to name a few.

Auxilo uses a scientific method, which measures more than 15 parameters of the student and co-applicant strength. For e.g.: Popularity of university/course, credit worthiness of the co-applicant, etc.

Indian students will need to have a valid passport and a student visa, which can be obtained by providing proof of acceptance to a UAE university and paying the necessary fees to study in the UAE.

The candidate applying for the education loan must be a resident of India. He/she must have confirmed admission to recognized educational institutes in India. The candidate's age must fall within the bracket of 18 to 35 years during loan application. He/she must undergo a graduate/postgraduate degree or a PG diploma. The applicant should have secured admission to a college or university affiliated with University Grants Commission (UGC)/All India Council for Technical Education (AICTE)/Govt. etc. Students pursuing full-time courses need a co-applicant who can be either a parent/guardian or spouse/parent-in-law (in the case of married candidates). The co-applicant must have a regular income source. A strong academic record facilitates speedy loan approval.

It can be challenging for Indian students to find accommodation in the UAE, as the cost of living is relatively high. Some universities provide accommodation for international students, but it's important to check availability and prices in advance.

1. Review Your Finances: Before planning your student loan repayment, it is essential to review your finances. Take a look at your income, expenses, debts, and savings. This will give you a better understanding of where you stand financially and how much money you have available for loan repayment.2. Calculate Your Debt-to-Income Ratio: Your debt-to-income ratio is the total debt you have divided by your total income. This ratio gives you an idea of how much of your income is going to debt repayment.3. Estimate Your Loan Repayment Amount: Once you have your debt-to-income ratio, you can estimate how much you can afford to pay on your student loans each month. Consider setting aside a certain percentage of your monthly income for loan repayment.4. Research Repayment Options: There are several different repayment options available for student loans. Research each option to find the one that best fits your financial situation. You can find a repayment plan with a lower monthly payment or a shorter repayment term.

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